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If you have a poor credit rating or have had problems in the past, you may find some mortgage lenders unwilling to offer you a mortgage.

At YMO, we specialise in helping people like you and believe your financial history should be exactly that – history. We will view your mortgage application on its own merits and help find the most suitable mortgage from a full range of competitively priced loans to meet your needs. These include many exclusive products that are not available in the high street.


Whatever Your Mortgage Problems... We Can HELP!



Untitled Document Click here for our online enquiry form Click Here and we'll call you We'll Call you at a time to suit you Use our online enquiry form
Defaults or arrears County court judgements (CCJ's)
Bankruptcy Repossession
Self- Certification Insufficient income
IVA's CIFAS
Contract Work Debt management

We will aim to:
• identify where your problems lie
• overcome these problems and find you a mortgage selected from our specialist lenders that reflects your personal situation
• remortgage you back to a "High Street" lender once you have established a good payment record
Every enquiry will be treated in the strictest confidence and every customer will be given individual attention appropriate to their circumstances.

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Click here for our online enquiry form Call us today call us today on 0845 120 6530 call us today on 0845 120 6530 call us today on 0845 120 6530



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

A fee will be charged for mortgage advice. The precise amount will depend upon your individual circumstances (typical fee: £995). The fee is only payable on legal completion of your mortgage. The total cost for comparison is 7.6% APR. Please ask for a personal illustration. We may also be paid commission by the lender.