|  Pet
Insurance
Do you have a treasured pet?
How would you cope if faced with a high vet’s
bill out of the blue?
Perhaps you need pet insurance.
Whilst more than half of all UK homes have at least
one pet, only about one in ten pets is covered by a
pet insurance policy. However, we spend more than £1
billion a year on veterinary bills (example: to treat
a dog with gastroenteritis could cost £200 or
more!)
The average cost of treatment for a domestic pet for
illness or disease is around £90, compared with
£105 for treatment to injuries. 45% of people
say that they buy pet insurance for peace of mind and
18% to avoid large vet’s bills.
Our
cover
This policy summary provides an overview of
cover for the Petshield Exclusive and Petshield
Premium Insurance Policies. It does not include
the full terms and conditions of either policy,
which can be found in the policy wording.
Please ensure that you are fully aware of
the type of cover that you have chosen.
We offer two levels of cover – Exclusive
and Premium. The benefits are fixed and cannot
be altered.
Exclusive
– is a lifetime cover whereby the benefits
are reinstated annually. As long as you renew
the policy and pay the required premium, the
policy will reinstate the maximum level of
benefit even for ongoing and recurring conditions.
Premium – a 12-month
capped policy. The benefit will reduce in
the event of a claim(s) until the limit is
exhausted. Cover will continue for ongoing
conditions for 12 months starting from the
date of injury or first clinical signs of
illness. This is providing you renew your
policy but always within the policy year.
Further claims for any ongoing conditions
will be excluded at renewal. Both policies
entitle you to cover for 12 months, following
the acceptance, by us, of the proposal form
and the payment of premium. The policy will
be governed by and construed in accordance
with English Law.
Significant
Features and Benefits
Petshield
Exclusive - Cover will pay up to:
• £4,000 vet’s fees for
illness and injury every year for the duration
of your pet’s life subject to payment
of renewal premium
• £750
boarding fees
• £750 advertising
and reward
• £250 (cat) loss
by theft or straying or £1,000 (dog)
• £750 early death
•
£750 accidental damage
• £2,000,000
third party claims (dog)
• £75
daily minding (max £5 per day)
•
£1,500 holiday cancellation
•
£300 behavioural problems
Petshield Premium - Cover will pay up to:
• £4,000 for vet’s fees
for illness and injury
• £500
boarding fees
• £350 advertising
and reward
• £250 (cat) loss
by theft or straying or £350 (dog)
• £250 (cat) or £300 (dog)
for accidental death
• £300
accidental damage
• £2,000,000
third party claims (dog)
• £75
daily minding (max £5 per day)
•
£750 holiday cancellation
•
£100 behavioural problems |
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Untitled Document
Your Mortgage Options LLP is authorised
and regulated by the Financial Services Authority for
regulated mortgage contracts and non-investment insurance
contracts.
We offer products from a range of insurers for home
insurance, term assurance and critical illness protection.
We only offer products from a limited number of insurers
for mortgage payment protection insurance. Ask us for
a list of the companies and products we offer.
We will advise and make a recommendation for you for
life and critical illness insurance after we have assessed
your needs. You will not receive advice or a recommendation
from us for home insurance or mortgage payment protection.
We may ask some questions to narrow down the selection
of products that we will provide details on. You will
then need to make your own choice about how to proceed.
We do not charge a fee for any non-investment insurance
contracts. You will receive a quotation which will tell
you about any other fees relating to any particular
insurance policy.
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