Many people shop around to find the lowest price for non-essential purchases like DVDs or housewares, or wait until a particular product falls in price or is on special offer. They look for supermarket bargains and feel good when buying 3 for the price of 2. However, do you take the same care over your most expensive monthly expenditure? You are not alone - more than a quarter of borrowers are content to pay their lender's standard variable rate (SVR). Research by NOP shows that: • 30% of borrowers say the time and hassle involved puts them off arranging a remortgage • 30% think it would be expensive to switch to another deal • 20% do not know how or where to go about arranging a remortgage • 14% didn't know they could remortgage unless they moved house • amazingly, 20% of borrowers have simply never considered a fresh deal

Lack of knowledge and inertia is costing them thousands and the winners are the big banks and building societies. It is estimated that around 3.3 million mortgage holders could potentially save around £6bn a year in mortgage payments if they switched from their current SVR rate onto a market-leading deal.

The process is actually pretty simple and hassle-free and takes typically 4 to 6 weeks. Our professional advisers and administrators will help complete the paperwork and liaise with surveyors, lenders and solicitors to make the process as stress-free for borrowers as possible.

We have access to more than 5,000 mortgage products, many of which are not available in the high street. This means that we can find a suitable mortgage for virtually every borrower.

A qualified mortgage adviser from YMO will look at your particular situation and, taking into account your preferences and objectives, will find a remortgage deal that best suits your circumstances and needs.