• Your Mortgage Options is an expert firm of mortgage and finance brokers. We are not tied to any one product provider and have access to the whole market for mortgages, secured and unsecured loans and related insurance products.

• We are committed to finding the most suitable loan or mortgage to meet your individual circumstances and requirements

• We offer mortgages from the whole of market. We offer insurance products from a range of insurers for home insurance, term assurance and critical illness protection. We only offer products from a limited number of insurers for mortgage payment protection insurance. Ask us for a list of the companies and products we offer.

• We will advise and make a recommendation for you as to the most suitable mortgage and non-investment life assurance or critical illness protection contract after we have assessed your needs. You will not receive advice or a recommendation from us for general insurance products. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

Your Mortgage Options is authorised and regulated by the Financial Services Authority under reference number 447519 for mortgages and regulated non-investment insurance contracts. You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.

If you wish to register a complaint, please contact the Compliance Director, Your Mortgage Options LLP, First House, 43 Chester Road, Northwich, Cheshire CW8 1HA or ring 0845 129 5022. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service. We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit. For compulsory classes of insurance, insurance advising and arranging is covered for 100% of the claim, without any upper limit. Mortgage advising and arranging is covered for 100% of the first £30,000 and 90% of the next £20,000 so the maximum compensation is £48,000. Further information about compensation scheme arrangements is available from the FSCS.

Note: the FSA does not regulate secured loans and some forms of buy-to-let mortgages, commercial loans and some secured loans.

Your Mortgage Options LLP is authorised and regulated by the Financial Services Authority for regulated mortgage contracts and non-investment insurance contracts.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

A fee may be charged for mortgage advice. The precise amount will depend upon your individual circumstances (the typical fee for a borrower with no adverse credit history is £495). Please ask for a personal illustration. The fee is only payable on legal completion of your mortgage. We may also be paid commission by the lender.
The Financial Service Authority does not regulate most forms of secured and unsecured loans, vehicle or business finance